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online banking

It's Me 24/7

Online Banking

It's Me 24/7 Online Banking is available whenever you are!

applying for a low-rate loan

Apply for a loan

Start here to apply for a loan or VISA® credit card.

credit card




Manage your LHCU VISA® card.

Our Services

apply for a loan


When you need money, just call Lake Huron Credit Union for fast processing, convenient payment plans, and competitive rates. At LHCU, you can get some of the best loan values available anywhere! With the absence of application fees, a LHCU will cost you less than most other loans.

savings account

Savings Accounts

LHCU offers members a full range of savings accounts, money market accounts, CDs and specialty accounts such as IRA and HSA accounts - all with great interest rates!

apply for a mortgage


Discover the advantages of our various mortgage options. Let our mortgage experts help you choose the home loan that is right for you. Use Rate Tracker to notify you when a particular rate is available. Learn more about options to lock your rate while your loan is in process.

checking account

Checking Accounts

Imagine totally free checking. You’re not dreaming - you’re at LHCU! When you switch to LHCU’s free checking, there are no monthly service fees, no per-check charges, no minimum balances to maintain and no hassle.

apply for a credit card


Lake Huron Credit Union is making it easy for you to avoid outrageous fees and sky-high rates that seem to be attached to so many credit cards. Our VISA® credit card comes with no annual fee, no hidden fees, and no sneaky interest rate hikes. Our credit card not only has low interest rates, we also have great reward points that add up each time you use your credit card.

special offers

Special offers

Check out what money-saving deals LHCU currently has to offer.

hours of operation

Holiday Hours
upcoming holiday hours for both locations are as follows:

Columbus Day, Monday October 9

Thanksgiving Day, Thursday November 23

Christmas Day Monday, December 25

 New Years Day Monday, January 1             

Main Branch Hours
1540 Tittabawassee Rd., Saginaw, MI 48604

Monday: 9:00 AM - 5:30 PM

Tuesday: 9:00 AM - 5:30 PM

Wednesday: 10:00 AM - 5:30 PM

Thursday: 8:00 AM - 5:30 PM

Friday: 8:00 AM - 6:00 PM

Saturday: 8:00 AM - 1:00 PM

Sunday: Closed

Saginaw Township Branch Hours
5685 Shattuck Rd., Saginaw, MI 48603

Monday: 9:00 AM - 5:30 PM

Tuesday: 9:00 AM - 5:30 PM

Wednesday: 10:00 AM - 5:30 PM

Thursday: 9:00 AM - 5:30 PM

Friday: 8:00 AM - 6:00 PM


                    8:00 AM - 1:00 PM

Sunday: Closed

bay City Branch
Coming soon

314 E midland St Bay City, MI 48706

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