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NOTICE TO MEMBERS

At Lake Huron Credit Union (LHCU), we prioritize member service - that's why we're expanding our call center to be 24/7 (excluding Christmas Day, Thanksgiving Day, & New Year's Day)!

Whether it's 11 PM or 5 AM, our members can speak with a representative, and access our services, when it is convenient for them. For information on your LHCU account, just give us a call at (989) 752-5214 and we will assist you.

Want to speak with someone directly at an LHCU branch? Leave us a message and we will contact you directly. We're here to help when it's convenient for you! If you have any questions, comments, or concerns, please email memberservice@LHCU.org.

online banking

It's Me 24/7

Online Banking

It's Me 24/7 Online Banking is available whenever you are!

applying for a low-rate loan

Apply for a loan

Start here to apply for a loan or VISA® credit card.

Order online

LHCU VISA®

PLATINUM CARD

Manage your LHCU VISA® card. Access in It's Me 24/7 Online Banking!

Our Services

apply for a loan

Loans

When you need money, just call Lake Huron Credit Union for fast processing, convenient payment plans, and competitive rates. At LHCU, you can get some of the best loan values available anywhere! With the absence of application fees, a LHCU will cost you less than most other loans.

apply for a mortgage

Mortgages

Discover the advantages of our various mortgage options. Let our mortgage experts help you choose the home loan that is right for you. Use Rate Tracker to notify you when a particular rate is available. Learn more about options to lock your rate while your loan is in process.

apply for a credit card

LHCU PLATINUM VISA®

Lake Huron Credit Union is making it easy for you to avoid outrageous fees and sky-high rates that seem to be attached to so many credit cards. Our VISA® credit card comes with no annual fee, no hidden fees, and no sneaky interest rate hikes. Our credit card not only has low interest rates, we also have great reward points that add up each time you use your credit card.

savings account

Savings Accounts

LHCU offers members a full range of savings accounts, money market accounts, CDs and specialty accounts such as IRA and HSA accounts - all with great interest rates!

checking account

Checking Accounts

Imagine totally free checking. You’re not dreaming - you’re at LHCU! When you switch to LHCU’s free checking, there are no monthly service fees, no per-check charges, no minimum balances to maintain and no hassle.

special offers

Special offers

Check out what money-saving deals LHCU currently has to offer.

Cars Formation

vehicles for sale

Check out what vehicles LHCU currently has for sale.

hours of operation

Holiday Hours
upcoming holiday hours for all locations are as follows:

Find a Location

Closed for Labor Day

Saturday, August 30

Monday, September 1

Main
1540 Tittabawassee Rd., Saginaw,
MI 48604

Monday: 9:00 AM - 5:30 PM

Tuesday: 9:00 AM - 5:30 PM

Wednesday: 10:00 AM - 5:30 PM

Thursday: 8:00 AM - 5:30 PM

Friday: 8:00 AM - 6:00 PM

Saturday: 8:00 AM - 1:00 PM

Sunday: Closed

Saginaw Township
5685 Shattuck Rd.,
Saginaw, MI 48603

Monday: 9:00 AM - 5:30 PM

Tuesday: 9:00 AM - 5:30 PM

Wednesday: 10:00 AM - 5:30 PM

Thursday: 9:00 AM - 5:30 PM

Friday: 8:00 AM - 6:00 PM

Saturday: DRIVE-THRU ONLY

8:00 AM - 1:00 PM

Sunday: Closed

Monday: 9:00 AM - 5:30 PM

Tuesday: 9:00 AM - 5:30 PM

Wednesday: 10:00 AM - 5:30 PM

Thursday: 9:00 AM - 5:30 PM

Friday: 8:00 AM - 6:00 PM

Saturday: DRIVE-THRU ONLY

8:00 AM - 1:00 PM

Sunday: Closed

bay City
314 E Midland ST., Bay City,
MI 48706,

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