Mortgages at lhcu
Whether you're a first-time home buyer, refinancing, or upgrading to your dream home - we've got you covered
I was able to purchase my forever home through LHCU. The credit union was very helpful and they explained the entire process. As a first-time homebuyer, this made it less stressful and so much easier to understand”
Valencia Olivarez, LHCU Member
Buying a home?
see why lhcu is right for you!
Free pre-approval - get in touch with us online, by phone or in person.
Mortgage down payment options as low as 3.00%
No Private Mortgage Insurance (PMI) for in-house mortgage products
Is it time to refinance your home?
Benifits of refinancing
Lower your interest rate and monthly payment
Shorten your loan term and save interest
Transfer your loan from a big bank to your local credit union
Closing costs can be rolled in with no-out-of-pocket costs
LHCU MORTGAGE PRODUCTS
Rates as low as 7.25%*APR
Private Mortgage Insurance (PMI) is not required
No credit score requirement to apply
Great for your starter home
Never worry about paying a lump sum at the end of the balloon term
10 year, 15 year, 20 year & 30 year terms
Lock in your fixed rate
Minimum 620 credit score to qualify
Home Equity Loans
Make improvements and/or repairs to your home
Consolidate your credit card debt
Receive your loan funds in about 3 weeks