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Mortgages at LHCU

Mortgages at lhcu

Whether you're a first-time home buyer, refinancing, or upgrading to your dream home - we've got you covered

LHCU Mortgage

I was able to purchase my forever home through LHCU. The credit union was very helpful and they explained the entire process. As a first-time homebuyer, this made it less stressful and so much easier to understand”

Valencia Olivarez, LHCU Member

Buying a home?

see why lhcu is right for you!

Buying a home
LHCU Mortgage

Free pre-approval - get in touch with us online, by phone or in person.

Mortgage down payment options as low as 3.00%

No Private Mortgage Insurance (PMI) for in-house mortgage products

Great low rates and local servicing 

Understanding Appraisals

Homebuying Tips

If you are a first-time homebuyer, LHCU would be happy to refer you to several local realtors

Signing a Contract

Is it time to refinance your home?


BenEfits of refinancing

Modern Kitchen


Lower your interest rate and monthly payment


Shorten your loan term and save interest


Transfer your loan from a big bank to your local credit union


Closing costs can be rolled in with no-out-of-pocket costs

LHCU Mortgage Products


Mortgage Products

Balloon Mortgage

  • Rates as low as 7.25%*APR

  • Private Mortgage Insurance (PMI) is not required

  • No credit score requirement to apply

  • Great for your starter home

  • Never worry about paying a lump sum at the end of the balloon term

Fannie Mae

  • 10 year, 15 year, 20 year & 30 year terms

  • Lock in your fixed rate

  • Minimum 620 credit score to qualify

Home Equity Loans

  • Make improvements and/or repairs to your home

  • Consolidate your credit card debt

  • Receive your loan funds in about 3 weeks

 APR = Annual Percentage Rate. Terms are dependent upon amount financed. Rate is subject to change. Rate is determined by individual creditworthiness. Some restrictions may apply. 
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