Mortgages at lhcu
Whether you're a first-time home buyer, refinancing, or upgrading to your dream home - we've got you covered
I was able to purchase my forever home through LHCU. The credit union was very helpful and they explained the entire process. As a first-time homebuyer, this made it less stressful and so much easier to understand”
Valencia Olivarez, LHCU Member
Buying a home?
see why lhcu is right for you!
Free pre-approval - get in touch with us online, by phone or in person.
Mortgage down payment options as low as 3.00%
No Private Mortgage Insurance (PMI) for in-house mortgage products
Is it time to refinance your home?
BenEfits of refinancing
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Lower your interest rate and monthly payment
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Shorten your loan term and save interest
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Transfer your loan from a big bank to your local credit union
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Closing costs can be rolled in with no-out-of-pocket costs
LHCU MORTGAGE PRODUCTS
Lake Huron Credit Union mortgage specialists live and work in the communities we serve. We know the local market and are here to guide you. We won't sell your loan!
Balloon Mortgage
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Rates as low as 5.75%*APR
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Private Mortgage Insurance (PMI) is not required
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No minimum credit score requirement to apply​​
fixed rate mortgage
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Rates as low as 5.50%*APR
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10 year & 15 year terms
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Private Mortgage Insurance (PMI) is not required
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​Fixed interest rate for life of loan​​
Home Equity Loans
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Make improvements and/or repairs to your home
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Consolidate your debt
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Receive your loan funds in as early as 3 weeks