Mortgages at lhcu
Whether you're a first-time home buyer, refinancing, or upgrading to your dream home - we've got you covered
I was able to purchase my forever home through LHCU. The credit union was very helpful and they explained the entire process. As a first-time homebuyer, this made it less stressful and so much easier to understand”
Valencia Olivarez, LHCU Member
Buying a home?
see why lhcu is right for you!
Free pre-approval - get in touch with us online, by phone or in person.
Mortgage down payment options as low as 3.00%
No Private Mortgage Insurance (PMI) for in-house mortgage products
Is it time to refinance your home?
BenEfits of refinancing
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Lower your interest rate and monthly payment
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Shorten your loan term and save interest
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Transfer your loan from a big bank to your local credit union
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Closing costs can be rolled in with no-out-of-pocket costs
LHCU MORTGAGE PRODUCTS
Balloon Mortgage
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Rates as low as 7.25%*APR
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Private Mortgage Insurance (PMI) is not required
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No credit score requirement to apply
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Great for your starter home
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Never worry about paying a lump sum at the end of the balloon term
Fannie Mae
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10 year, 15 year, 20 year & 30 year terms
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Lock in your fixed rate
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Minimum 620 credit score to qualify
Home Equity Loans
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Make improvements and/or repairs to your home
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Consolidate your credit card debt
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Receive your loan funds in about 3 weeks