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Loan & savings Rates

LOAN TYPE

APR*AS LOW AS

Auto Loans

4.49% APR

Boats, RV's, Recreational Vehicle Loans

5.99% APR

Other Titled or Non-titled Loans

6.99% APR

VISA Platinum Rewards Credit Card

9.90% APR

Mortgage 

6.25%  APR

Home Equity Loans

7.00% APR

Share Secured Loans

3.00% above the APY of funds held as collateral

Personal Loans

9.99% APR

*APR is Annual Percentage Rate. Terms are dependent upon amount financed. Rates for loan categories represent the lowest rate available to qualified borrowers. Rates are based on the member's credit history. 100% financing and 84 month term available to qualified borrowers.

Current APY* Rates on Savings Accounts

Prime Share Savings Account

Amount

APY*

$5.00 - $1,000.00

0.00%

$1,000.01 - $5,000.00

0.02%

$5,000.01 - $10,000.00

0.05%

$10,000.01 - UP

0.05%

Money Market Account

Amount

APY*

$2,500.00 - $20,000.00

0.50%

$20,000.01 - $50,000.00

0.75%

$50,000.01 - $75,000.00

1.01%

$75,000.01 - $150,000.0

1.36%

$150,000.1 - UP

1.51%

Vacation Club Account

Amount

APY*

Minimum Deposit - $0.00

Same as Prime Share Rates

Christmas / Holiday Club Account

Amount

APY*

Minimum Deposit - $0.00

Same as Prime Share Rates

Side Share & Share Secured Accounts

Amount

APY*

Minimum Deposit - $0.00

Same as Prime Share Rates

Dolly Bill Club & Teen's Club Accounts

Amount

APY*

Minimum Deposit - $0.00

0.10%

IRA Shared Savings Account

Amount

APY*

Minimum Deposit - $0.00

0.20%

Health Savings Account (HSA)

Amount

APY*

Minimum Deposit - $0.00

Same as Prime Share Rates

*APY is Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Dividends are based on the Credit Union's earnings at the end of the dividend period and therefore cannot be guaranteed. Contact a Credit Union employee about applicable fees and terms.

Current Rates on Certificates of Deposit

Term

Rate

APY*

6 Months

3.50%

3.53%

12 Months

4.10%

4.19%

18 Months

3.60%

3.67%

24 Months

3.50%

3.56%

36 Months

3.50%

3.56%

48 Months

3.50%

3.56%

60 Months

3.50%

3.56%

12 Month YOUTH

4.00%

4.06%

*APY is Annual Percentage Yield. The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Certificate rates remain fixed for the term of the certificate. Unless otherwise requested, dividends will be credited to your certificate either quarterly or at maturity based on the certificate terms. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity.

^All Jumbo Certificates require a $100,000.00 minimum deposit.
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