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Abstract Water


The mission of Lake Huron Credit Union is to provide its members with various financial services which enable them to enjoy a richer and fuller quality of life.

Board of directors

Steve Willet, Chairperson  -  Jay Peplinski, Vice Chairperson  -  Jerry Schrank, Treasurer  -  Don Coon, Secretary

Anthony Hatch, Director

Holiday Hours

upcoming holiday hours for both locations are as follows...





Main Branch Hours

1540 Tittabawassee Rd., Saginaw, MI 48604

Monday: 9:00 AM - 5:30 PM

Tuesday: 9:00 AM - 5:30 PM

Wednesday: 10:00 AM - 5:30 PM

Thursday: 8:00 AM - 5:30 PM

Friday: 8:00 AM - 6:00 PM

Saturday: 8:00 AM - 1:00 PM

Sunday: Closed

Saginaw Township Branch Hours

5685 Shattuck Rd., Saginaw, MI 48603

Monday: 9:00 AM - 5:30 PM

Tuesday: 9:00 AM - 5:30 PM

Wednesday: 10:00 AM - 5:30 PM

Thursday: 9:00 AM - 5:30 PM

Friday: 8:00 AM - 6:00 PM


                    8:00 AM - 1:00 PM

Sunday: Closed

Our history

Lake Huron Credit Union was established in 1959. It was known at that time as Teamster's Local 486 Credit Union. The first office was on South Jefferson in downtown Saginaw and was open only a few nights each week. There were two part time employees. James Schmidt was treasurer, and Marilyn Hamilton. John Zuziak was elected as the first president of the Credit Union.

As the credit union grew, they continued to increase their hours and soon needed more space. Joe Garcia was hired as a full-time manager. The credit union moved to 509 N. Hamilton in Saginaw. As Lake Huron Credit Union continued to grow, more space was again needed. In 1978, the current location on the corner of Michigan and Tittabawassee was purchased and a new building was built. 1986 brought more changes to LHCU. Tri County Automotive Credit Union merged with LHCU. With this merger, LHCU opened its field of membership to not only Teamsters, but also to automobile dealerships, repair garages, and part distributors.

Today, Lake Huron Credit Union continues to be a strong financial institution with assets over $46 million.

Certifications & Policies

Lake Huron Credit Union is federally insured by the National Credit Union Administration (NCUA). Your funds are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

LHCU does business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.

LHCU does not and shall not discriminate on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, or military status, in any of its activities or operations.

Lake Huron Credit Union is Certified CDFI by the U.S. Department of the Treasury.

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