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Checking Accounts

Checking Accounts at lhcu

Imagine free checking. Imagine no per-check charges. You’re not dreaming. You’re at LHCU. When you switch to LHCU’s totally free checking, there are no monthly service fees, no per-check charges, no minimum balances to maintain, and no hassle. LHCU offers a simple, convenient checking account to access your funds easily. Our FREE checking accounts feature:

  • No monthly service fee

  • Unlimited debit and ATM withdrawals

  • Courtesy pay

  • No minimum balance requirements

  • Reorder checks online

Overdraft Protections

Avoid “bounced checks” with automatic overdraft protection. Courtesy Pay is an overdraft privilege for your checking account that allows checks to clear, up to your limit, even when there’s not enough in the account. A Courtesy Pay fee of $27 applies for each item paid.


Savings to checking overdraft service allows the transfer of funds from a savings into a checking account when funds are needed to cover a check. A  small fee of $5 applies for each item paid. However, this fee is temporarily waived due to COVID-19.

Minimum Balance Requirements

No minimum balances are required to apply for this account.

Bylaw Requirements

You must complete payment of one share in your Prime Share Savings account as a condition of admission to membership. If the balance in your Prime Share Savings account falls below $5.00, you may be terminated from membership immediately.

National Credit Union Share Insurance Fund

Member accounts in this Credit Union are federally insured by the National Credit Union Share Insurance Fund.

Share Draft Checking ACCOUNT Details

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