Current Savings Rates

Effective June 18, 2020

Current APY* Rates on Savings Accounts

Prime Share Savings Account

Amount

APY*

$5.00 - $1,000.00

0.00%

$1,000.01 - $5,000.00

0.02%

$5,000.01 - $10,000.00

0.05%

$10,000.01 - UP

0.05%

Money Market Account

Amount

APY*

$2,500.00 - $20,000.00

0.10%

$20,000.01 - $50,000.00

0.15%

$50,000.01 - $75,000.00

0.20%

$75,000.01 - UP

0.25%

Vacation Club Account

Amount

APY*

Minimum Deposit - $0.00

Same as Prime Share Rates

Christmas / Holiday Club Account

Amount

APY*

Minimum Deposit - $0.00

Same as Prime Share Rates

Share Pledge Account

Amount

APY*

Minimum Deposit - $0.00

Same as Prime Share Rates

Kid's Club Account

Amount

APY*

Minimum Deposit - $0.00

0.10%

IRA Shared Savings Account

Amount

APY*

Minimum Deposit - $0.00

0.20%

*APY is Annual Percentage Yield. This rate schedule states rates applicable to specified accounts. Dividends are based on the Credit Union's earnings at the end of the dividend period and therefore cannot be guaranteed. Contact a Credit Union employee about applicable fees and terms.

Current Rates on Certificates of Deposit

Term

Rate

APY*

Bonus Rate

Bonus APY 

6 Months

0.45%

0.45%

0.55%

0.55%

18 Months

0.60%

0.60%

0.70%

0.70%

24 Months

0.65%

0.65%

0.75%

0.75%

36 Months

0.70%

0.70%

0.80%

0.80%

48 Months

0.85%

0.85%

0.95%

0.95%

60 Months

1.00%

1.01%

1.10%

1.11%

12 Months Youth

4.00%

4.06%

-

-

*APY is Annual Percentage Yield. The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Certificate rates remain fixed for the term of the certificate. Unless otherwise requested, dividends will be credited to your certificate either quarterly or at maturity based on the certificate terms. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Bonus of .10% applies for GAC members with LHCU, please ask a member service representative for details.

12 Months

0.55%

0.55%

0.65%

0.65%