Loans at lhcu
Learn about the variety of loan options LHCU has to offer
When you need money, just call Lake Huron Credit Union for fast processing, convenient payment plans, and competitive rates. At LHCU, you can get some of the best loan values available anywhere! With the absence of fees, a LHCU loan will cost you less than most other loans.
Whether you need a new or used car, van or truck, you'll be on the road in no time. We offer a variety of options to suit your needs. You'll find our rates and terms to be very competitive. If you're looking for a little adventure, we also have attractive rates on any type of recreational vehicle: boat, snowmobile, ATV, camper, or motorcycle.
With a personal loan, your approval and interest rates are determined by your credit history, not collateral. This can be a great way to begin your credit history or repair one that has suffered from unforseen life events.
Shared Secured Loans
If you have money in your account but just don't want to withdraw it, a share secured loan may be for you. These loans have a low interest rate and terms to fit your budget. As the balance of your loan is paid down, the corresponding amount of shares pledged in your account is released. Your savings will continue to accrue dividends while pledged as collateral on the loan.
Type of loans we offer
LHCU Visa® Platinum Rewards Card
Lake Huron Credit Union is making it easy for you to avoid the outrageous fees and sky-high rates that seem to be attached to so many credit cards. Our VISA® credit card comes with no annual fee, no hidden fees, and no sneaky interest rate hikes. Our credit card not only has low interest rates, as low as 9.90% APR, we also have great rewards points that add up each time you use your credit card.
You'll also enjoy these additional benefits:
No Annual Fee
$1,000,000 Travel Accident Insurance
Baggage Delay Insurance
Travel & Emergency Services
Cell Phone Protection
Purchase Security & Extended Protection
Emergency Cardholder Benefits
Year-end Summary of Charges
That's not all! You will also earn Rewards Points just for using your LHCU Visa® !
Earn one (1) point for every dollar spent on qualifying purchases
Earn bonus points through the "Perks" section of the Rewards site
Redeem your points online or by calling 800.854.0790
Choose from merchandise, travel, gift cards, cash back, charitable donations and more!