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Loans at lhcu

 Learn about the variety of loan options LHCU has to offer 

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When you need money, just call Lake Huron Credit Union for fast processing, convenient payment plans, and competitive rates. At LHCU, you can get some of the best loan values available anywhere! With the absence of fees, a LHCU loan will cost you less than most other loans.

Vehicle Loans

Whether you need a new or used car, van or truck, you'll be on the road in no time. We offer a variety of options to suit your needs. You'll find our rates and terms to be very competitive. If you're looking for a little adventure, we also have attractive rates on any type of recreational vehicle: boat, snowmobile, ATV, camper, or motorcycle.

Personal Loans

With a personal loan, your approval and interest rates are determined by your credit history, not collateral. This can be a great way to begin your credit history or repair one that has suffered from unforseen life events.

Shared Secured Loans

If you have money in your account but just don't want to withdraw it, a share secured loan may be for you. These loans have a low interest rate and terms to fit your budget. As the balance of your loan is paid down, the corresponding amount of shares pledged in your account is released. Your savings will continue to accrue dividends while pledged as collateral on the loan.

Type of loans we offer

 

You'll also enjoy these additional benefits:

No Annual Fee

$1,000,000 Travel Accident Insurance

Baggage Delay Insurance

Travel & Emergency Services

Cell Phone Protection

Purchase Security & Extended Protection

Return Protection

Roadside Assistance

Emergency Cardholder Benefits

Year-end Summary of Charges

That's not all! You will also earn Rewards Points just for using your LHCU Visa® !

Earn one (1) point for every dollar spent on qualifying purchases

Earn bonus points through the "Perks" section of the Rewards site

Redeem your points online or by calling 866.678.5189

Choose from merchandise, travel, gift cards, cash back, charitable donations and more!